A new survey from autoeurope.co.uk has revealed some interesting information about the things many couples are doing with their money.

According to the study, almost a quarter of British adults are saving money without informing their partners.

1,500 people in relationships were polled, and the average female has £2,768 saved, while the average male has £4,234 saved. When asked why they haven’t told their partners about the money, 41% said they like being financially independent, while 23% said their other half is terrible with money.

Personally, I fail to see how this is a big deal for most people these days. To me, it seems natural to have separate bank accounts, and maybe one joint account for things like rent and bills. But apparently others see things differently, with 23% saying they’re keeping their savings quiet in case the relationship falls apart and they need an exit strategy.

These days, it’s smart to have money saved in the event of a breakup. Women, in particular, often end up financially dependent on men- particularly after having children. Without savings set aside, it can be very difficult for them to leave the relationship.

The poll found that the average adult thinks they would need a massive £22,748 if they were to end their relationship. That seems like quite a lot of money in my opinion!

The fact is, some people are better than others at saving money. For some people, they only feel comfortable when they know that they have a certain amount of money saved up. But one in five of the people surveyed said if their partner knew about the savings they would want to immediately spend it. No wonder people are keeping it quiet.

These secret savers are saving for a variety of different things. 27% say they want to have a holiday in the sun (don’t we all), while 38% want to head to Europe. 30% want to go somewhere a little further off the map, and say they’re quite happy going alone.

19% would like a new car, and one in five like the idea of saving for clothes or designer items.

If you’re saving money and keeping it quiet from your partner, you may want to think about why you feel this is necessary. Do you think your partner is supportive of your saving goals? Or do you think the end is imminent in your relationship and you want to have a backup plan?

I think it’s a good idea to consider exactly why you feel you can’t tell your partner about your savings and address it honestly and openly. That’s a much better option than having a secret savings account or keeping money hidden in your house.

Keep in mind that the survey found 42% said they would be furious to discover their partner was hiding money from them. It may be better to come clean now than to get caught out later.

Secret-savers (4)